Attention homeowners in Asheville and Buncombe County: Get an Appraisal today!

The top 7 reasons Colorado homeowners use Turner Consulting and Evaluation:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge your property tax assessment in Colorado
Remove PMI to cut their mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If real estate property needs to be divided because of a divorce
To settle an estate in Buncombe county or Colorado by determining the true market value of the property in question


	Do you own a home in or near Asheville? Do you need help determining the price of your real estate? Contact Turner Consulting and Evaluation.

At Turner Consulting and Evaluation, we understand the particular needs of a consumer looking for appraisal services. Our customary business clients are used to the appraisal process and the usual documents we provide. Being a person not in the real estate industry that most likely doesn't see an appraisal every day, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value report than yours.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in an area that's going down or is not appreciating as much as other homes close to yours. This means you are probably paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Turner Consulting and Evaluation is your strongest weapon.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We're experienced in helping people just like you delete undesirable PMI insurance.

HELOC recently frozen?

If your house is in or near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be annoying from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from Turner Consulting and Evaluation can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for efficiency, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Turner Consulting and Evaluation can help you with that. Even though most appraisal reviews are commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.